Life & Health Insurance
We are pleased to announce our affiliation with the Ohio Premier Health Solutions Agency. They will now be handling all of our life, health, medicare, and other similar products for both our personal and commercial clients. John Woods has been a professional in the business for more than 30 years and he and his staff will take care of all your life and health needs. John's main location is in Warren, Ohio, but he and a few of his staff members now work from our office.
Life Insurance
Life insurance can be used to achieve a variety of goals, such as educating your children, eliminating debts, establishing an estate or allowing for the smooth transition of your business to new owners.
Our professionals can assist you in determining the appropriate amount and type of coverage needed by your family and/or business in the event of a premature death. You should also review your coverage on a regular basis, especially when any life-changing events (i.e. birth of a child, new home, retirement, etc.) occur.
Disability Insurance
Disability insurance provides a financial safety net. In the event you experience a disability, the benefits provided by disability insurance effectively replace a portion of your earned income. Disability coverage can prove to be invaluable. And in many cases, disability insurance should be considered before taking steps to achieve other financial goals.
Health Insurance for Individuals and Groups
Staggering health-care costs have driven both the demand for and the price of medical insurance sky high. Our health insurance specialists can provide information and quotes to individuals and families for short or long-term health insurance or Medicare supplements.
Employers are facing increasing benefits costs with each renewal. Let our professionals work with you to provide quality health insurance in a cost-effective manner, both to the employer and their employees. With access to the leading providers of health plans for small, medium and large groups, we can provide your company with solutions for your insurance needs.
Long Term Care Insurance
Americans are living longer than ever due to advances in medicine, but many suffer from chronic illnesses or disabilities that eventually threaten their independence. A long-term-care insurance policy may help you prepare for the future and protect your retirement savings by providing an important source of funding for necessary care. Our professionals can provide you with the information the cost of long term care and your options protecting your retirement savings. The more you know about long-term-care services and what they could cost, the better prepared you will be to make informed financial decisions.
The Bowers Group…Real Solutions for the Real World.