Campgrounds
Bowers can help you lower your rates without lowering your coverage.
Providing a camping experience for families that is both enjoyable and safe is what keeps you in business. Whether you are a seasonal or year-round operation, Bowers offers specialized coverage that will help ensure that the future of your facility is protected.
Talk to one of our campground specialists about developing a comprehensive, affordable insurance plan. We cover:
- Local or franchise operations
- Religious campgrounds
- RV campgrounds
- Tourist camping
- Tent camping
- Long-term lot leases
Liability Coverage may include:
- General liability limits as high as$1 million/$3 million
- Fire legal - $100,000
- Employee benefits liability (claims-made coverage)
- Employment practices liability (claims-made coverage)
- Not-for-profit directors & officers liability
- Sponsored tournaments, special events, or social gatherings
Other Coverages & Options:
- Umbrella
- Crime – employee dishonesty – $25,000 maximum limit
- Inland marine – for special needs
- Auto
- Sign
- Valuable papers and records
- Accounts receivable
Property Coverage may include:
- 4% inflation guard on buildings
- Equipment breakdown on building and contents
- Business income insurance (with extra expense)
- Property of others
- Electronic media and records business interruption
- Blanket insurance
- Replacement cost
- Utility service – direct damage
- Outdoor fences
- Agreed value on building
- Piers and docks
The Bowers Group…Real Solutions for the Real World.