Homecare and Hospice
As the population ages the demands on the homecare and hospice industries increases, requiring more comprehensive coverage of associated risks. The Bowers Group, working with NSU Healthcare and
Pro Access of Chicago, offers an insurance program that will provide effective coverage for the members of the National Association for Home Care & Hospice (NAHC).
In addition to providing coverage for both personal and general liability designed to cover malpractice exposures, risks associated with “slips and falls’ claims are also covered. Additional coverage for non-owned auto, employee benefit liabilities, and products/complete operations are available as well.
Coverage is available on an occurrence or claims-made basis. Highlights include defense outside the limit; sexual abuse and molestation—indemnity and defense with sublimit. In addition, individual contractors may be covered as well as pharmacy and dental techs.
What are the limits? As a rule, the policy has a $1 to $3 million limit. Additionally, excess limits up to $5 million can be provided through the Interstate Insurance Group. Deductibles ranging from $0 to $100,000 are available.
Contact Mike Hillman at 330-282-4024 for all the particulars.